Privacy Policy

Introduction

Welcome to QuickUtil.co ("we," "us," or "our"). This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website at quickutil.co. Please read this policy carefully. If you disagree with its terms, please discontinue use of the site.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you to any changes by updating the "Last updated" date above. You are encouraged to periodically review this policy to stay informed.

Information We Collect

Information you provide voluntarily: QuickUtil.co tools run entirely in your browser. Numbers you enter into our calculators (home price, down payment, interest rate, etc.) are never transmitted to our servers or stored. They exist only in your browser's memory and are discarded when you close the page.

Information collected automatically: When you visit QuickUtil.co, certain information may be collected automatically, including:

• Your IP address and approximate geographic location (country/region)
• Browser type and version
• Operating system and device type
• Pages visited, time spent on pages, and navigation patterns
• Referring URL (the page you came from)
• Date and time of your visit

This information is collected through standard server logs and third-party analytics services (described below) and is used to understand how visitors use our site so we can improve it.

Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC. Google Analytics uses cookies and similar tracking technologies to collect information about how you use this site. This data is transmitted to and stored on Google servers in the United States.

Google Analytics helps us understand:

• Which tools and pages are most popular
• Where our visitors come from geographically
• How long visitors stay on each page
• What devices and browsers are most commonly used

Google Analytics data is aggregated and anonymized — we cannot use it to identify individual users. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on. For more information on Google's data practices, see Google's Privacy Policy.

Google AdSense and Third-Party Advertising

QuickUtil.co uses Google AdSense to display advertisements. Google AdSense is an advertising service provided by Google LLC that serves ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.

Key points about AdSense and advertising on QuickUtil.co:

• Interest-based advertising: Google may use cookies to show you ads based on your browsing history and inferred interests. This is called "interest-based" or "behavioral" advertising.
• Third-party cookies: Google and its advertising partners may place cookies on your device. These are subject to Google's own privacy policy, not ours.
• No financial data shared: We do not share any financial information you enter into our calculators with Google, advertisers, or any third party.
• Opt-out: You can opt out of personalized advertising by visiting Google's Ad Settings or aboutads.info.

We do not control which specific ads are displayed on our site. Ad content is determined by Google's algorithms based on page content and user interest signals. We are not responsible for the privacy practices of advertisers whose ads appear on this site.

Cookies

Cookies are small text files placed on your device by websites you visit. QuickUtil.co itself does not set first-party cookies beyond what is technically necessary to operate the site. However, third-party services we use (Google Analytics and Google AdSense) may set their own cookies on your device.

You can control cookies through your browser settings. Most browsers allow you to:

• View cookies currently stored on your device
• Delete individual cookies or all cookies
• Block cookies from specific sites
• Block all third-party cookies

Note that blocking or deleting cookies may affect the functionality of some websites, including the personalization of ads.

Children's Privacy

QuickUtil.co is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at hello@quickutil.co and we will promptly delete such information.

Data Security

We take reasonable precautions to protect any information processed by our site. Since our calculators operate entirely client-side (in your browser), financial data you enter is never transmitted over the internet to our servers, significantly limiting exposure. However, no transmission or storage of data over the internet is guaranteed to be 100% secure.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

• The right to access data we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to opt out of certain data collection (see Google Analytics and AdSense opt-outs above)

If you are a resident of the European Economic Area (EEA), you may have additional rights under the General Data Protection Regulation (GDPR). If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA). To exercise any of these rights, please contact us using the information below.

Links to Third-Party Sites

Our website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the privacy policy of every site you visit.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this page periodically for any changes. Changes are effective immediately upon posting.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

QuickUtil.co
Email: hello@quickutil.co